Safeware’s Mobile Advantage Plan Has You Covered

One of the great benefits of purchasing Safeware insurance is the knowledge that you’re not simply signing up for a one-size-fits-all plan. Whether you’re an average Joe/Jane or a small business looking for iPhone coverage, Safeware has a plan for you. If you're an individual, just hop online for an instant quote. If you're interested in insuring a fleet of iPhones for a business, all you have to do is submit a quote request and a Safeware agent will contact you directly.

Mobile Advantage Plan

Safeware’s comprehensive individual coverage and small business plans both offer the Mobile Advantage Plan, which covers you for a variety of circumstances:

• Accidental Damage: This includes drops, falls, collisions, and general clumsiness.
• Cracked Screens: Because LCD protection is crucial to your phone’s functionality.
• Theft: Unfortunately, this is one of the most common causes of iPhone loss. Few insurance companies offer coverage for theft.
• Liquid Spills: Whether it’s splash damage or full-on submersion injury, you’re covered.
• Power Surges: A cooked iPhone is a useless iPhone. Lucky for you, this won’t be a worry.
• Vandalism: Sometimes recovering a stolen iPhone is worse than never having found it at all. Not to worry, you’re covered.
• Fire: Because a crispy or melted iPhone won't do you much good.

Safeware and AppleCare Working Together - The Best of Both Worlds

One of the best parts of signing up for additional iPhone insurance is that it allows you to rest easy knowing that your device is covered for just about any situation under the sun (including damage caused by the sun itself). If that's not the textbook definition of "universal coverage," then what is?

The other good news is that buying Safeware insurance for the wide variety of incidents not covered by Apple or AT&T has no effect on your AppleCare warranty—you can use both.

The AppleCare protection plan refers to the manufacturer's warranty that comes with every iPhone. Out of the box, you get one year of complimentary service and support on hardware and software defects, as well as 90 days of complimentary phone support. Apple allows you to purchase a one-year extension to that plan for $69 at any time within the first year of purchase. Because AppleCare only covers iPhone issues that are their fault, it's important to invest in supplemental insurance.

If you have questions about your Safeware insurance, all you have to do is call for advice. Not sure if your issue would be better solved by taking your phone back to Apple or filing an insurance claim? Just pick up the phone and ask us.

Understanding How a Deductible Works

A deductible is the amount of money you pay out of pocket before your insurance kicks in. Insurance deductible applies to all different kinds of insurance, from car insurance to health insurance, and from homeowners insurance to smartphone insurance. You’re probably interested in insuring your iPhone, otherwise you wouldn’t be here. Let’s take a look at how Safeware’s insurance deductible works.

Say you’ve really gone and done it—rather than just pulling your iPhone out of your pocket, you inadvertently sent it on its very first unmanned flight. This happens to everyone at least once (to some of us, it happens frequently). Without a parachute to slow its fall, an airborne iPhone will land with the speed of a dropped brick, and usually with a bit more damage to show for it (and, in worst case scenarios, emerging from the experience about as useful as a brick).

So you pick up the phone (this time your land line—you’ve got a broken iPhone, remember?) and contact the friendly folks at Safeware to inform them of your woes. The Safeware iPhone plan’s deductible is $50 for all insurance policies*, which means that $50 is the most you’ll pay to have your phone repaired or replaced. Considering that without an insurance plan, you’d have had to pay for a brand new iPhone, that’s not a bad deal.

*Please note that the deductible for international policies is higher.

Safeware’s Claims Process Is Easy and Pain-Free

Anyone who's ever experienced the heartbreak of an uninsured, damaged iPhone and survived to tell their tale of woe can talk for hours about the value of buying insurance coverage. If you happen to be one of those unlucky few, Safeware can help make sure that you'll never have to live that particular nightmare again.

When you insure your iPhone with Safeware, there’s no waiting period to file a claim. Simply fill out the necessary information in the online Claims Center and a paid overnight shipping label will be sent to you via email, cutting out the time it takes to wait for a return label via snail mail.

At that point, all that’s left for you to do is pack up your damaged iPhone and deliver it to the nearest UPS drop box for rapid overnight shipping. Once your phone is received, it will be repaired. If the device cannot be repaired, it will be replaced or you will receive a claim settlement equivalent to the cost to replace the device at the time of claim.  

Get Your iPhone Insurance When You’re Good and Ready

Many companies that offer iPhone insurance coverage place limits on the timeframe during which you can sign up for coverage. This tends to make some people feel like they're being pressured into a decision that they're not ready to make. While it's generally agreed that insurance is a good idea, customers should be given the option to shop around and find the company and policy that best meets their needs.

Safeware welcomes all customers, whether they just stepped out of their local Apple Store or have had their iPhone for over a year. Here are a few examples of how Safeware compares to other leading third-party iPhone insurance providers.

Best Buy

Apart from being one of the costliest providers of iPhone insurance, Best Buy only offers insurance within 14 days of the phone's purchase.

SquareTrade

SquareTrade is known for its relatively low insurance premium costs; however, you're only able to sign up for a policy within the first 30 days of purchase. This can end up leaving the discerning comparison shopper out in the cold.

Safeware

Shopping for good iPhone insurance is hassle enough without having to worry about deadlines. With Safeware, you can sign up for iPhone insurance at any time.

Insuring Yourself Against iPhone Theft

There's nothing pleasant about being the victim of theft, especially when something you rely on daily is stolen. Aside from the hefty chunk of change you parted with to buy your iPhone, the loss of personal information stored in it can be the most devastating part of having it stolen. Finding yourself the victim of iPhone theft is bad enough without having to pay through the nose to replace it. The people at Safeware understand that, which is why it's one of the few companies to offer coverage for theft.

Next to accidental damage, theft is the primary cause of iPhone loss. If this has happened to you, don’t waste your time and energy kicking yourself for not securing your investment. Do take steps to ensure that if the same thing ever happens again, your policy with Safeware will have you covered.

iPhone theft should be reported to Safeware immediately, as well as to your local police department. Although a copy of the police report will be required to complete your theft claim, rest assured you won’t have to jump through hoops to get a replacement.

Safeware Aims to Keep its Customer Base Happy by Lowering Deductibles

When you search the internet for a product, you're usually presented with dozens of claims from dozens of different companies that their product is the best. With so much out there, it's hard to know who to give your business to. When dollar-by-dollar comparisons have you seeing double and when deciphering the fine print has you heading over to dictionary.com for clarification, take a step back and try to get some perspective.

A company that offers it all is great, but when a company actually listens to their customers’ feedback and makes changes to policy in order to keep them happy—that’s something entirely different.

A recent press release by Safeware states that the company has actually lowered prices for their iPhone insurance deductibles, from $100 a claim down to $50. This change came as a result of feedback received from customers and doesn’t exclude those who have already signed up for higher-rate packages, as existing customers already under contract can have their pricing adjusted, too.

This gesture shows that Safeware is dedicated to meeting the needs of its customer base and decisive enough to make necessary changes when change is warranted.

Safeware Offers the Convenience of Online Quotes and Claims Filing

Safeware Insurance has been around for over a quarter of a century. With a long and successful history of insuring electronic equipment for individuals, students, and businesses both big and small, it’s no surprise that they would also offer one of the most user-friendly and efficient online experiences to meet your iPhone insurance needs.

Get a Quote

You can get an estimate for insurance coverage by visiting Safeware’s Get a Quote page. All you have to do is provide some basic information about the type of equipment you’re insuring, and within seconds you’re provided with an instant quote. Just shopping around? Not a problem. Obtaining a quote is a no-strings process. You won’t be asked to provide any contact information, so you don’t have to worry about receiving unsolicited emails or calls about insurance services.

Sign Up

You can avoid unnecessary hold times by completing the online application at your convenience. Once your payment is received, your coverage is effective.

File a Claim

Filing an insurance claim is easy through Safeware’s Claims Center. Simply hop online, enter your Policy Number and personal information, and a few details about the damage you’re reporting. Once your claim is submitted, you’ll be given a reference number that can be used to track the status of your claim.

Safeware vs. The Rest - A Side-by-Side Comparison

Safeware isn’t one of the leading providers of iPhone insurance for nothing, and just a quick insurance policy comparison will show you why.

Comparing Insurance Cost

When compared to the leading iPhone insurance provider, Safeware comes out smelling like a rose. With a starting price of $69 per year (based on the 16GB iPhone 3GS), the cost of insurance is less than half of Best Buy’s $180 yearly fee.

What’s Covered

Reading the list of what’s covered by the Safeware Mobile Advantage is like reading a laundry list of nightmare scenarios, but it’s good to know that you’re spending your money on the only insurance company that won’t leave you high and dry in the event of theft, vandalism, flood, or fire. Safeware also insures against accidental damage, liquid spills, and power surges.

Limit of Claims

Believe it or not, some insurance providers have a limit to how many claims you can file. Maybe this is something that makes sense to those who are unfamiliar with the concept of Murphy’s Law, but for those who are acquainted with disaster on a first-name basis, this is something worth taking a closer look at. While SquareTrade and Best Buy limit you to only one replacement, Safeware imposes no limits.